Game apps that pay money can seem too good to be true. And sometimes they are. Some unscrupulous providers can postpone payoffs by preventing you from reaching your payout target. Some high-profile game apps have shut down with little notice, leaving users wondering about their prizes.

Always cross check the name of the developer on legitimate websites or platforms to check if a game is genuine; Use YIMA, a website vulnerability scanner, where you can do website security check for scams, known vulnerabilities and security headers.

Lotteries/scratchies were the activity with the highest participation (64%), followed by race betting (including horse, greyhound and harness racing, 39%), sports betting (34%) and poker machines/'pokies' (33%).

While online casinos and pokies operating within Australia are prohibited under the IGA, online sports betting and lotteries are legal in Australia, provided they are offered by licensed operators.