Which apps pay the most real money? Based on GOBankingRates' research, apps like Swagbucks, Rakuten and Ibotta can pay you the most real money quickly. Rakuten is one of the highest-paying apps that deposit dollars directly into your PayPal account.

Swagbucks is a recognized leader in the online survey space. The long-running app has paid out hundreds of millions of dollars to users over the years. You can earn rewards for shopping online, answering surveys, playing games, and watching videos (read: ads). Cash out for gift cards from major retailers.